Tips for accepting online payments as a web design agency

Top tips for accepting online payments as a web design agency

In the highly competitive world of web design, it’s crucial for agencies to have an efficient and user-friendly payment process in place.

A streamlined payment system not only simplifies transactions, it also helps maintain a steady cash flow and improves your reputation.

In fact, businesses that offer multiple payment options can experience up to a 30% increase in sales.

With this in mind, today we’re exploring various online payment methods, evaluating their pros and cons, and helping you make an informed decision on the best options for your agency.

Let’s get started!

Choosing the right payment methods: Catering to diverse client needs

As a web design agency, it’s essential to strike the right balance between offering convenience and maintaining security.

Let’s dive into some of the most popular payment options, their advantages, and their drawbacks.

Credit and debit cards: A standard in online payments

Credit and debit cards have become a staple in online transactions, making them an essential payment method for most online businesses, including web design agencies.

Cards are widely accepted and provide a convenient way for clients to pay for services.


  • Immediate payment processing: Credit and debit card payments are processed quickly, ensuring your agency gets paid promptly.
  • Convenient for clients: Most clients are familiar with card payments, making it a comfortable and hassle-free option.
  • Widely accepted: Card payments are accepted globally, making them suitable for agencies with clients in different countries.


  • Processing fees: Payment providers charge fees for processing card transactions which can eat into your agency’s profits.
  • Chargebacks and disputes: Credit card payments can be subject to chargebacks which can be time-consuming and costly to resolve.
  • Security concerns: Handling card information requires strict security measures and adherence to the Payment Card Industry Data Security Standard (PCI DSS) to prevent fraud and data breaches.

Bank transfers: A secure and direct option

Bank transfers, also known as wire transfers or electronic funds transfers (EFT), are a secure method of transferring money directly from a client’s bank account.


  • Lower processing fees: Bank transfers generally have lower fees compared to credit card transactions.
  • Secure and traceable: Transfers are protected by bank-level security measures and can be easily tracked, providing peace of mind for both parties.
  • No chargebacks: Unlike credit card payments, bank transfers don’t involve chargebacks, reducing the risk of disputes.


  • Slower payment processing times: Bank transfers can take several days to clear, leading to potential cash flow issues for your agency.
  • Inconvenient for clients: Transfers may require additional effort from clients, such as visiting their bank or logging in to their online banking platform.
  • International fees: If your agency works with international clients, bank transfers may involve currency conversion fees and additional processing costs.

Electronic payment gateways: Seamless integration and diverse payment options


Electronic payment gateways like PayPal, Stripe, and Square offer a one-stop solution for accepting payments online.

These platforms facilitate seamless integration with your website and support multiple payment methods.


  • Easy integration: Payment gateways can be quickly and easily integrated into your website, providing a smooth user experience for clients.
  • Multiple payment methods: Gateways accept various payment options, including credit cards, debit cards, and digital wallets, catering to a wider audience.
  • Secure and trusted: Payment gateways employ advanced security measures to protect transactions, and their established reputation helps build trust with clients.


  • Processing fees: Like credit card payments, electronic payment gateways charge fees for processing transactions, which can affect your bottom line.
  • Account holds and disputes: Some payment gateways may place holds on funds or freeze accounts in cases of disputes, affecting your cash flow.
  • Availability: Not all payment gateways are available in every country, limiting your options when working with international clients.

Digital wallets: The future of online payments

Google Wallet

Digital wallets, such as Apple Pay, Google Wallet, and Samsung Pay, allow clients to make secure payments using their mobile devices.

These wallets store payment information and can be used for both online and in-person transactions.


  • Fast and convenient: Digital wallets enable quick and easy payments, offering clients a frictionless experience.
  • Increased security: Many digital wallets employ biometric authentication, adding an extra layer of security to transactions.
  • Lower fees: Digital wallet transactions often have lower processing fees compared to traditional credit cards.


  • Limited adoption: Not all clients have adopted digital wallets, which may limit their usefulness for your agency.
  • Compatibility: Clients must have compatible devices and digital wallets to use this payment method.
  • Global availability: Some digital wallets are not available in all countries, restricting their use for international clients.

Streamlining the payment process

A streamlined payment process is essential for a web design agency’s success, as it can help attract and retain clients.

When you take advantage of the various payment methods available to you, you can ensure that your agency’s payment process is both secure.

Here are some tips to help you optimize your payment process:

Automate invoicing and reminders

Automating invoicing and payment reminders can save you time and ensure that clients are billed promptly. Invoicing software and tools are available to help you create, send, and track invoices with ease.

Automated reminders can also help minimize late payments and maintain a steady cash flow.

Offer recurring payments for long-term projects

For long-term projects or ongoing client relationships, offering recurring payments can simplify the billing process and ensure timely payments.

Clients can authorize automatic charges to their preferred payment method. This eliminates the need to send manual invoices and reduces the risk of late payments.

Establish payment tiers

Creating payment tiers for your web design services can make it easier for clients to understand your pricing structure and choose the most suitable option.

Tiered pricing can also help you cater to clients with different budgets and needs, potentially increasing your client base and revenue.

Establish clear payment terms and policies

Having clear payment terms and policies is crucial for avoiding misunderstandings and disputes.

Clearly outline your payment expectations, due dates, late payment penalties, and refund policies in your contracts and on your website.

This transparency can help build trust with clients and encourage prompt payments.

Offer incentives for early payments

Encouraging clients to pay early can help improve your cash flow and reduce the risk of late payments.

Offer incentives such as discounts or additional services for clients who pay their invoices ahead of the due date.

Keep the above strategies in mind to create a seamless payment process that benefits both your web design agency and your clients.

Payment platforms and tools for web design agencies

It’s important for your web design agency to choose the right payment platform and tools in order to effectively handle online payments.

A great payment platform should offer a seamless user experience, support multiple payment methods.

It should also provide the necessary tools to help you manage your transactions with ease.

SureCart: A tailor-made solution for web design agencies


SureCart is a payment platform specifically designed to cater to the needs of web design agencies.

It offers a user-friendly interface, a wide range of payment options, and an array of features that make managing your online payments a breeze.

Benefits of using SureCart

Opting for SureCart carries along numerous benefits, including:

  • Easy integration: SureCart integrates seamlessly with your website making it easy for clients to pay for your services.
  • Multiple payment methods: SureCart supports a variety of payment processors including digital wallets like Apple Pay and Google Pay and payment processors like PayPal, Stripe, RazorPay (upcoming), and PayStack (upcoming).
SureCart payment methods
  • Recurring payments: With SureCart’s recurring payment feature, you can easily set up automatic billing for long-term projects, subscriptions or memberships for ongoing client relationships.
  • Multi-currency support: This upcoming feature will allow you to accept payments in multiple currencies with automatic currency conversions.
  • Customizable payment tiers: Create custom payment tiers to suit your agency’s pricing structure and cater to clients with varying budgets and needs.

Comparing SureCart to other popular payment platforms

While SureCart is an excellent choice for web design agencies, it’s worth exploring other popular payment platforms to make an informed decision.

Some of the most well-known options include:

  • WooCommerce: WooCommerce is a powerful and customizable eCommerce platform built for WordPress. It offers a variety of payment gateway integrations and extensions, allowing you to tailor the platform to your specific needs. However, it requires a WordPress-based website and may involve additional maintenance and setup tasks.
  • Shopify: Shopify is an all-in-one eCommerce platform that supports multiple payment methods, offers a user-friendly interface, and provides a range of tools to manage transactions. While Shopify is easy to use, its monthly fees and transaction charges may be higher than other platforms.
  • ThriveCart: ThriveCart is a shopping cart solution designed to help sell products and services online. It offers a range of payment options, integrates with various payment gateways, and includes features like recurring payments and payment tracking. ThriveCart is a powerful solution but its focus on sales funnels and cart management may not be suitable for every web design agency.

When choosing a payment platform for your web design agency, consider the needs of your business and your clients.

Prioritize features that streamline your payment process, support multiple payment options, and offer a secure and user-friendly experience.

By selecting the right platform, you’ll set your agency up for success and ensure a smooth payment experience for your clients.

Ensuring security and compliance

Establishing trust with your web design clients is crucial. To achieve this, make sure your online payment system is secure and meets industry standards.

Taking the necessary precautions will safeguard your client’s sensitive information and show that you are dedicated to ensuring their safety and security.

Use SSL certificates and encryption

Secure Sockets Layer (SSL) certificates are a must-have for any website that handles sensitive information, such as payment details.

SSL infographic
Image via Cloudflare

Installing an SSL certificate on your site will create a secure and encrypted connection between your web server and your client’s browser.

This will protect any transmitted data from unauthorized access.

We recommend you use encryption for any sensitive data that is stored on your server or in your database. This additional layer of security will ensure information remains protected from potential security breaches.

Follow PCI-DSS guidelines

The Payment Card Industry Data Security Standard (PCI-DSS) is a set of security standards designed to ensure that all businesses that accept, process, store, or transmit credit card information maintain a secure environment.

As a web design agency accepting online payments, it’s essential to adhere to these guidelines to protect credit card data and maintain trust.

Some key PCI-DSS requirements include:

  • Maintaining a secure network with firewalls
  • Using strong passwords and access controls
  • Regularly monitoring and testing networks for vulnerabilities
  • Developing and maintaining an information security policy

Following the above will demonstrate to your clients that you take their security seriously and are committed to maintaining a secure environment for their payments.

Regularly update software and plugins

Keeping your website, payment platform, and related plugins up-to-date with the latest security patches and updates is crucial.

Updating helps minimize the risks of security breaches and cyberattacks. Outdated software and plugins can leave your website vulnerable to such threats.

Regularly check for updates from your payment platform provider, as well as any other software or plugins you use. This proactive approach will help protect your clients’ data and maintain the overall security of your payment system.

Putting a lot of effort into security measures will not only safeguard your client’s data. It will also improve your agency’s image as a dependable and trustworthy service provider.

Handling international payments

Opening your agency up to accepting clients from around the world is a great way to expand your customer base, but it can also present challenges.

For example, different countries have different regulations regarding processing international payments and the transfer of money.

To ensure a smooth payment experience for both you and your clients, it’s essential to understand the nuances of international transactions and find solutions that make managing currency conversions and fees a breeze.

Challenges of accepting international payments

Some common challenges that arise when dealing with international payments include:

  • Currency conversion: When your clients pay in a different currency, you’ll need to convert their payment into your local currency. Exchange rates can fluctuate and impact your revenue and create uncertainty in your cash flow.
  • Additional fees: International transactions often come with extra fees, such as currency conversion fees or cross-border transaction fees. These additional costs can eat into your profits if not managed effectively.
  • Compliance with local regulations: Different countries have varying tax and regulatory requirements. These can complicate the payment process and create additional administrative work.

Solutions for managing currency conversions and fees

To tackle these challenges, consider the following solutions:

  1. Payment gateways: Choose a payment gateway that supports multiple currencies and offers competitive currency conversion rates. This will not only simplify the payment process for your clients but also help you manage currency fluctuations more effectively.
  2. Transparent pricing: Clearly display your prices in multiple currencies on your website or provide a currency conversion tool. This transparency will help clients understand the total cost of services and minimize any surprises related to currency conversion and fees.
  3. Familiarize yourself with local regulations: Research the tax and regulatory requirements for the countries your clients are based in. This knowledge will help you navigate any compliance issues and ensure a seamless payment process.

Use SureCart for international payments

Using a platform like SureCart can significantly simplify the process of handling international payments.

With its support for multiple currencies, SureCart enables you to seamlessly accept payments from clients around the world, while also managing currency conversions and fees efficiently.

Advantages of using SureCart for international payments

SureCart multi currency support
  • Support for multiple currencies: SureCart allows you to accept payments in various currencies, ensuring a smooth experience for your clients and minimizing currency-related issues.
  • Competitive currency conversion rates: SureCart offers competitive currency conversion rates, helping you protect your profits and maintain a stable cash flow.
  • Simplified compliance: By providing a secure and compliant platform, SureCart takes care of many of the complexities associated with international transactions, allowing you to focus on your core business.

To better serve your international clients and expand your web design agency globally, consider using a platform like SureCart. It will soon support multiple currencies and address the difficulties of international payments.

Effectively accept payments online for your web design agency

By choosing the right payment methods, streamlining your payment process, and leveraging powerful platforms like SureCart, you’ll create a seamless payment experience for your clients.

It is equally important to prioritize the security and compliance of your payment system. This helps you efficiently manage international payments to establish credibility with clients and increase the global reach of your agency.

Remember: the key to success lies in understanding the unique needs of your agency and your clients and finding the right solutions that cater to both.

In doing so, you’ll set your web design agency up for long-term success and provide your clients with a professional, reliable, and secure payment experience!

Disclosure: This blog may contain affiliate links. If you make a purchase through one of these links, we may receive a small commission. Read disclosure. Rest assured that we only recommend products that we have personally used and believe will add value to our readers. Thanks for your support!

2 thoughts on “Top tips for accepting online payments as a web design agency”

    1. Team SureCart

      Hello Amanda,

      Glad you liked the post; we have hinted for the Multi-currency and Purchasing Power Parity feature in this Facebook post that this is lined up and will be released soon in the upcoming quarter.

Leave a Comment

Your email address will not be published. Required fields are marked *

Start Selling With SureCart Today

Start for Free – No Credit Card Required

Start Selling With SureCart Today

Start for Free – No Credit Card Required

Trusted by Thousands of Businesses
Trusted by Thousands of Businesses
Start for Free. No Credit Card Required
World Class Support Team

Download is Just A Click Away!

Enter your email address and be the first to learn about updates and new features.

E-Commerce Store Launch Checklist Download
Scroll to Top